Programmed Money,
Controlled Citizens
The Fight for Financial Self-Determination
Discover the uncomfortable truth about Central Bank Digital Currencies (CBDCs), total surveillance and the silent expropriation through inflation – and how you can protect your wealth and freedom.
Have you ever wondered...
Why your money in the bank account becomes less valuable every year?
Why politicians sell Central Bank Digital Currencies as "innovation"?
Why cash is systematically being removed from circulation?
Why your bank can suddenly freeze your account – without a court order?
The uncomfortable truth is: You already live in a system of financial control. But what is coming will exceed everything we have known so far.
Imagine...
This is not science fiction. This is already reality in China. And it's coming to Europe.
Programmed Spending Behavior
Your government can determine at the push of a button what you are allowed to spend your money on
Expiring Currency
Your income "expires" if you don’t spend it fast enough (Demurrage)
Total Surveillance
Your transactions are monitored and evaluated in real-time
CO₂ Rationing
Your CO₂ budget is exhausted – you can no longer buy gasoline
Social Credit System
Your social credit score drops – your bank blocks your credit
This book shows you:
How the system of financial control really works
What specific dangers CBDCs, digital identities and surveillance pose
How to protect your wealth (Gold, Bitcoin, Real Estate, Cash)
Practical strategies for financial self-determination
40 interactive tools to implement your personal freedom strategy
"The most important decisions about your financial future are being made NOW – by others. Unless you take action."
— Marco Samek, Author
What makes this book unique?
Well-researched
Over 300 scientific sources, facts instead of conspiracy theories
Practice-oriented
40 interactive web tools, concrete action steps in every chapter
Comprehensive
13 chapters cover ALL aspects – from monetary history to crisis preparedness
For the Family
Extra chapter: Financial education for children, understandable for everyone
Immediate access • Secure payment
📚 13 Chapters for Financial Self-Determination
Each chapter brings you one step closer to financial freedom
The Crossroads of Humanity
Freedom or Control?
Where do we stand today? The decision our generation must make.
From Barter to Digital Servitude
A History of Money
How money has historically been used for control – from John Law to the Weimar Republic.
The Architects of Control
Central Banks, States and Global Elites
Federal Reserve, ECB, BIS, WEF, BlackRock – who pulls the strings?
CBDCs – The Trojan Horses of Finance
What are Central Bank Digital Currencies really?
China, Nigeria, Europe in comparison.
The Transparent Citizen
Digital Identities and Total Surveillance
Social Credit Systems, Facial Recognition, EU Digital Identity Wallet.
The Silent Expropriation
How Inflation Destroys Wealth
Understanding inflation mechanisms and protecting yourself.
The Banking System
Between Service and Dictatorship
Bail-ins, account freezes, fractional reserve – why your money is not safe.
Corporate Power and Data Capitalism
The Invisible Rulers
Big Tech, data monopolies and their influence on financial freedom.
Wealth Protection in Turbulent Times
Asset Classes Compared
Gold, Bitcoin, Real Estate, Stocks, Cash – Pros and Cons.
Geographic Freedom
Plan B for an Uncertain Future
Emigration, second citizenship, international diversification.
The Debt Trap
How Credit Becomes Control
Understanding credit dependency and finding ways out.
Financial Education as Resistance
Preparing the Next Generation
Complete curriculum for children (ages 3-18), activities, practical tools.
The Fight for the Future
Act Before It's Too Late
Concrete action steps, activism, your personal action plan.
🎯 The 40 Interactive Financial Tools
The heart of this book: Your personal toolkit for financial self-determination
All tools run directly in the browser. No installation. No data transmission. Absolutely private.
Money Creation Out of Nothing
The Global CBDC Revolution
CBDC Programmed Money
CBDC Control Simulator
The Surveillance Network
The Silent Theft
The Power of Compound Interest
The Compound Interest Time Machine
Bail-In vs. Bail-Out
Big Tech - The Invisible Rulers
Assets vs. Liabilities
Portfolio Diversification
Intelligent Asset Allocation
Tax Burden in International Comparison
The Credit Card Trap
Budget Visualization (50/30/20 Rule)
Debt Payoff Tracker
Debt Payoff Strategies Compared
Good vs. Bad Debt
Three-Jar System for Children
Opportunity Cost Calculator
Financial Education for Children by Age
Crisis Preparedness Checklist
Financial Emergency Plan
The 7 Steps to Financial Independence
Savings Rate & FIRE
Financial Planning Over the Life Cycle
Personal Freedom Index
The Wealth Pyramid
Data Trail Tracker
Gold Crisis Calculator
Second Citizenship Navigator
Action Plan Generator
Your Digital Twin
Bitcoin Basics and Self-Custody
Buying and Storing Gold
Real Estate Return Calculator
Building Passive Income
Social Credit Score Simulator
CO₂ Budget Simulator
Lunar Echos: The Machine
Each module contains:
Lunar Echos: The Machine
13 powerful songs that musically accompany the journey from system to freedom. All lyrics with direct streaming links.
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What the recipient receives:
- ✓The complete book as PDF
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- ✓1 exclusive bonus module
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- ✓Your personal dedication
Only €29.90 – Invoice appears only in your account
What Readers Say
Real experiences from people who have taken the step towards financial self-determination
"This book opened my eyes. I thought I understood money – but I had no idea how deep the control goes. The 40 tools are worth gold. Especially the CBDC simulator shocked me."
Thomas M.
42 years, Entrepreneur from Munich
"Finally a book that not only warns, but offers concrete solutions. The action plan generator and asset allocation tools helped me completely restructure my portfolio. Thank you!"
Sandra K.
38 years, Teacher from Vienna
"As a father, Chapter 12 was especially valuable. The financial education for children is brilliantly prepared. My daughter (9) loves the Three-Jars System!"
Michael H.
51 years, Engineer from Zurich
Frequently Asked Questions
Everything you need to know
Ready to take control of your financial future?
Join thousands of readers who have taken the step towards financial self-determination.
Immediate access after purchase • All formats (PDF, EPUB, MOBI) • 40 tools included
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